Outright Gift of Appreciated Securities
A Tax-Savvy Way to Make an Impact at U-M
Securities and mutual funds that have increased in value and been held for more than one year are one of the most popular assets to use when making a gift to the University of Michigan. Making a gift of securities or mutual funds to us offers you the chance to support U-M's future while realizing important benefits for yourself.
When you give appreciated securities or mutual funds you have held more than one year to us in support of our mission to provide our students with a quality education, you can reduce or even eliminate federal capital gains taxes on the transfer. You may also be entitled to a federal income tax charitable deduction based on the fair market value of the securities at the time of the transfer.
Securities are most often used to support our work in the form of:
An outright gift. When you donate securities to U-M, you receive the same income tax savings that you would if you wrote us a check, but with the added benefit of eliminating capital gains taxes on the transfer, which can be as high as 20 percent.
A transfer on death (TOD) account.* By placing a TOD designation on your brokerage or investment account, that account will be paid over to one or more persons or charities after your lifetime.
Click on the links below to see the additional ways to fund your gift:
- A gift in your will or living trust.
- A donor advised fund.
- A memorial gift.
- An endowed gift.
- A charitable gift annuity.
- A charitable remainder trust.
- A charitable lead trust.
*State laws govern payable on death accounts. Please consult with your bank representative or investment advisor if you are considering this gift.
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- Contact the Office of Planned Giving at 734.615.2022 or email@example.com for additional information on appreciated securities.
- Seek the advice of your financial or legal advisor.
- If you include U-M in your plans, please use our legal name and federal tax ID.
Legal Name: Regents of the University of Michigan
Address: 3003 S. State Street, Ann Arbor, MI 48109
Federal Tax ID Number: Please contact us for our federal tax ID number.